Terms of Service

Effective date: 29 March 2021

1. Acceptance and scope

These Terms of Service (“Terms”) govern your access to and use of the editorial content, newsletters and other publication services (the “Services”) provided by Morgan Smith Immigration Limited (“Morgan Smith Immigration”, “we”, “us” or “our”) via www.morgansmithimmigration.com and affiliated distribution channels. By accessing or using the Services you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Services.

2. Company details

Morgan Smith Immigration Limited (company number 10764871), registered in England & Wales. Registered / postal address: Interchange Building, 81–85 Station Road, Croydon, CR0 2RD. For enquiries contact [email protected] or telephone 0203 959 3335.

3. Use of content, intellectual property and images

3.1 Copyright and permitted use

All editorial content on this site (text, images, video, graphics and other material) is the copyright of Morgan Smith Immigration unless otherwise stated. You may view, download and print reasonable extracts of content for your personal, non-commercial use provided you retain all copyright and attribution notices and include a link to the original article. Any other use (including commercial reuse, republication or distribution) requires our prior written permission.

3.2 Images, third-party material and AI-generated works

All images, graphics and other media used on this site are either: (a) owned by Morgan Smith Immigration; (b) used under licence (including royalty-free licences or other specified licences); (c) used with the permission of the rights holder; or (d) public-domain works. Some images, graphics and other media on this site have been generated, materially created or materially adapted using artificial-intelligence tools under the direction and editorial control of Morgan Smith Immigration. Where we have contributed sufficient original human authorship to an AI-generated or edited work (for example by selection, arrangement, substantive editing or other material adaptation), we assert copyright in the resulting edited or derivative work to the extent permitted by applicable law. The use of AI tools does not affect any underlying third-party rights: where an AI-generated or edited work incorporates third-party material we will only use that material where we have obtained an appropriate licence or permission, or where the material is in the public domain. We represent, on reasonable grounds, that we hold the necessary rights, licences or permissions for third-party material used on the site. If you believe we have used material in breach of your rights, please contact [email protected] with full details and we will investigate and, where appropriate, remove or replace the content.

3.3 User submissions and licence

By submitting comments, letters, images, or other material to the site you grant Morgan Smith Immigration a non-exclusive, royalty-free, worldwide licence to publish, reproduce, adapt, modify and otherwise use such submissions in connection with the Services. You must only submit material you are entitled to submit and you remain responsible for the content of any submission.

4. Acceptable use and prohibited conduct

You must not: post or transmit illegal, defamatory, abusive or otherwise objectionable material; introduce viruses or other harmful code; attempt unauthorised access to our systems; or otherwise interfere with the operation of the Services. Breach of this clause may lead to removal of content, suspension or termination of access and possible reporting to appropriate authorities.

5. Subscriptions, third-party services and fees

5.1 Where we offer paid subscriptions or premium content, details of pricing, billing, renewal and refund policies will be provided at the point of purchase.
5.2 If you access the Services via a third-party platform (for example Google News, Google Reader’s Revenue Manager, app stores, or payment providers), such third parties may impose fees, charges or terms in addition to our fees. Any fees or charges imposed by third parties are separate from and in addition to fees charged by Morgan Smith Immigration. We are not responsible for fees, payments, billing or disputes arising from third-party platforms.
5.3 If subscriptions or distribution are managed via a third-party service (for example Google Reader’s Revenue Manager), you acknowledge that such services process personal data in accordance with their own terms and privacy policies and that we may use your contact details to register and manage your subscription via that service.

6. Disclaimers and limitation of liability

6.1 Editorial content on the site is provided for general information only and does not constitute legal advice. You should obtain advice specific to your circumstances before relying on any content.
6.2 To the fullest extent permitted by law, Morgan Smith Immigration excludes all liability for any loss or damage (including direct, indirect, special, incidental or consequential loss) arising out of or in connection with your use of the Services or reliance on content. Nothing in these Terms limits or excludes liability for death or personal injury resulting from our negligence or for any other liability that cannot be excluded by law.

7. Changes to the Services and these Terms

We may update, modify or discontinue the Services (or any part of them) and/or amend these Terms at any time. Material changes will be published on this page. Continued use of the Services after changes are published constitutes acceptance of the revised Terms.

8. Governing law and jurisdiction

These Terms are governed by the laws of England and Wales. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Contact and complaints

For enquiries or complaints about these Terms or our Services contact [email protected] or telephone 0203 959 3335.

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